| I've posted before about health care and problems with it. Well, here's a connected problem with the idea of privatized health care.
There's a long complicated story I wrote earlier about the build up to this, but here's the shorter version: I applied for Catamount in mid-November and it took six weeks to get final approval, with lots of redundant and unnecessary steps in the meantime. But I got my forms into Catamount Blue by late December and when I contacted them about it, they told me I was all set provided all my paperwork was in by December 29th, which it was, and that I should get something from them by mid/late January but that I shouldn't worry, that I was covered, etc.
In the meantime, I got hired for a new job, and I will have insurance through the new job soon, but thought I had a few weeks to decide which plan I wanted, review the information, etc.
Not so much so. Catamount Blue, even though I was approved for care from the state of Vermont and have been paying a monthly premium to the state, rejected my application for care because I forgot to check off marital status on the application.
Of course, they send me this notification on a Friday so I can't call anyone to resolve it until next week, but in the meantime, I have medical appointments scheduled for Monday that I will probably have to cancel.
In the meantime, I'm concerned that this will cause my new insurance to view this period as a gap in coverage, giving them the option to reject treatment for prior conditions.
I am working under the belief that this will all get resolved, even if I have to hire a lawyer to intervene, but this is a major "you have got to be kidding me" situation. It's completely absurd to reject an application because of a minor and irrelevant clerical error. I have resources and ways to handle this.
I can't imagine what this is like for people without means. This is insane and inhumane. |